The rapid credits at the time of writing these lines have been imposed as an alternative financing in Spain more used that the mortgages methods, by the haste in which many people are involved to settle their debts and make use of the purchase promotional options. Within these claims has been rapid passage of an economic rescue sponsored by big investors who do not miss the opportunity to grow their money in a market such as the Spanish has the fluctuations of interest directed toward profit. These are the loans from private capital.

There is a story in Spain that generated expectation at the momentum for the loans from private capital. Early last year (2008), the Association of Financial Intermediaries (Asifin by his acronyms in Spanish) denounced this form of giving funds among the needy population, whereas in a detailed report that 2500 millions of Euros were prepared by the entities that are part of the Association for personal finance. Are we not talking about momentum? Just after the filing of this report, many people who thought there were only mortgages and offers to apply for a bank loan, began to turn their eyes towards this mode of financing.

The issue of loans form private capital has been controversial for many economic sectors of opinion, some of them labeled reactionary and ultra conservatives, as other drivers of a financial free speech. The negative criticisms are based on the fact that, generally, the interests of the funding coming from private equity are often too high, almost double what is required by many banks. And although that may be a quick credit, investors involved in the case think exponentially grow their profits more according to individual factors such as the movement of international markets.

The positive aspects of private equity loans are represented in the overall momentum that the Spanish economy has been affected by the high competitiveness of the markets most reactionary of the global scope. This type of loan, regardless of the high interest rates, reported a very interesting movement in the Iberian country's economy if we realize that personal funds are responsible for most of the actives in international banking. So, there is a campaign for private equity loans, or will it bring down the tide?